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Articles, guides, and updates about Florida HOA rights and Chapter 720. We're just getting started.

New articles are coming soon. In the meantime, explore our in-depth topic guides in the Resource hub — including Florida HOA rights, Chapter 720, HOA fines, records requests, ARC denials, selective enforcement, and hurricane protection.

Florida HOA Rights

A plain-English overview of homeowner rights under Chapter 720.

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HOA Fines

Notice, hearings, and the usual limits on Florida HOA fines.

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Records Requests

What records members can access and how to ask properly.

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Important disclaimer

HOA Defender is an independent educational app, not a law firm. The developer is not an attorney and does not provide legal advice or representation. Using this app or website does not create an attorney-client relationship. Laws and governing documents change, and every situation is different. Verify current official sources or consult a Florida-licensed attorney.

This resource currently focuses on Florida homeowners' associations governed primarily by Chapter 720. Condominium (Chapter 718) and cooperative laws may be different.

Not affiliated with the State of Florida, DBPR, any homeowners' association or any law firm.