Terms of Use

Last reviewed: July 20, 2026

These Terms of Use ("Terms") govern your use of the HOA Defender: Florida Rights app (the "App") and the FloridaHOAHelp.com website (the "Website"). By installing or using the App or Website, you agree to these Terms. If you do not agree, do not use the App or Website.

1. Educational use only — not legal advice

The App and Website provide general educational information about Florida homeowners' association topics, focused primarily on Chapter 720 of the Florida Statutes. They do not provide legal advice, and the content is not a substitute for advice from a licensed attorney about your specific situation.

2. No attorney-client relationship

HOA Defender is an independent educational app, not a law firm, and the developer is not an attorney. Using the App or Website, contacting us, or generating a letter does not create an attorney-client relationship.

3. Generated letters

The App can generate draft letters and documents based on the information you provide. These are starting templates for your convenience only. You are solely responsible for reviewing, editing, verifying, and deciding whether and how to use any generated document. We do not review, send, or file documents on your behalf and make no representation that a generated document is appropriate, complete, or legally sufficient for your situation.

4. No guarantees of outcome

Laws, statutes, and association governing documents change and vary by community. We do not guarantee that any information is current, complete, or applicable to your circumstances, or that using the App will produce any particular result.

5. Acceptable use

You agree not to misuse the App or Website, including: using them for unlawful purposes; attempting to reverse engineer, decompile, or disrupt them; infringing others' rights; or using generated documents to harass, defraud, or mislead. You are responsible for how you use any content or document you create.

6. Purchases and Google Play Billing

The App is free to install, and core tools are free. Any optional paid feature is a one-time unlock processed through Google Play Billing. Purchases are subject to Google Play's terms. We do not process or store your payment details.

7. Refunds

Because purchases are handled by Google Play, refund requests are generally subject to Google Play's refund policies. You can request a refund through your Google Play account. If you believe there is a problem with a purchase, contact us and we will try to help where we can.

8. Intellectual property

The App, Website, their design, text, and branding (including the HOA Defender name and logo) are owned by the developer and protected by applicable laws. Statutory text and government materials are public information; our plain-language explanations and design are not. You may not copy, redistribute, or create derivative works from our content except as permitted by law.

9. Third-party links

The App and Website may link to third-party resources (such as official Florida government pages). We are not responsible for the content, accuracy, or practices of third-party sites.

10. Disclaimer of warranties

The App and Website are provided "as is" and "as available," without warranties of any kind, express or implied, including fitness for a particular purpose, accuracy, or non-infringement, to the fullest extent permitted by law.

11. Limitation of liability

To the fullest extent permitted by law, the developer will not be liable for any indirect, incidental, consequential, or special damages, or for any decision you make based on information from the App or Website. Your use is at your own risk.

12. Force majeure

We are not responsible for delays or failures caused by events beyond our reasonable control, including natural disasters, outages, or acts of third parties such as app-store or hosting providers.

13. Termination

You may stop using the App or Website at any time by uninstalling or leaving the site. We may suspend or discontinue the App or Website, in whole or in part, at any time.

14. Governing law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute will be handled in the appropriate courts located in Florida, to the extent permitted by law.

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.

16. Changes to these Terms

We may update these Terms as the App and Website evolve. Material changes will be reflected here with an updated "Last reviewed" date. Continued use after changes means you accept the updated Terms.

17. Contact

Questions about these Terms? Email support@floridahoahelp.com or visit our Support page.